Mortgage Rates

Our job is to give you a mortgage solution based on your short term as well as your long- term goals rather than to sell you a product or a rate. We deal with several AAA-Residential lenders and other lenders to give you the right product, features and privileges – a sustainable mortgage in the spirit of being debt free faster. Our focus is on you and your goals; not on rates and products even though our rates and products are the best.

If you find a bank or a company that is offering a lower rate for a comparable product, please let us know and we would be happy to look into it for you.

You can contact us for a Mortgage Pre-Approval to secure and guarantee a mortgage interest rate for up to 120 days (4 months). So, if you are looking for a Home Mortgage or your mortgage is coming up for renewal and/or looking for a Mortgage Refinance in next 4 months, you can secure a rate. If the rates drop, you will get the lower rate and if the rate goes up, you will get the secured rate – a win-win situation in both cases.

Current Mortgage Rates

Mortgage Term             Bank Mortgage Rates Our Mortgage Rates*
Variable Closed Rate(3Yrs) 3.20% 2.95%
Variable Closed Rate(5Yrs) 3.20% 2.95%
6 Months Closed 6.95% 3.95%
1 year Closed 3.09% 3.09%
2 Years Closed  3.04%  2.94%
3 Years Closed 3.54%  2.94%
4 Years Closed 4.19%  2.99%
5 Years Closed 4.89%  3.04%
7 Years Closed 5.95% 3.79%
10 Years Closed   6.19%  3.99%
HELO C Open 3.70% 3.45%



*Rates are subject to change. APR is dependent on amortization, LTV and Closing Costs.

Mortgage Payment and Amortization Schedule Calculator


Contact Us for a Free Consultation

Serving the Greater Toronto Area in Canada

The GTA, including Toronto, Etobicoke, Mississauga, Streetsville, Oakville, Burlington, Milton, Hamilton, Ancaster, Georgetown, Brampton, Markham, Vaughn, Cambridge, Waterloo, Kitchener, Stoney Creek, Grimsby, Welland, St Catharines and Niagara Falls.

Mortgage originated as a FSCO licensed agent #M16001628

Mortgage Brokerage – Mortgage Allies license #12358

Head Office: 2345 Wyecroft Rd, Unit 1, Oakville, ON, L6L 6L8